.kri-section{
  --kri-bg:#f7f7f7;--kri-red:#d40000;--kri-yellow:#f5c400;
  width:100%;margin:0;padding:72px 24px 84px;background:var(--kri-bg);color:#111;font-family:inherit;box-sizing:border-box;
}
.kri-section *,.kri-section *:before,.kri-section *:after{box-sizing:border-box}
.kri-inner{width:min(1180px,100%);margin:0 auto}
.kri-header{max-width:940px;margin:0 auto 34px;text-align:center}
.kri-eyebrow{display:flex;align-items:center;justify-content:center;gap:17px;margin:0 0 12px;color:var(--kri-red);font-size:13px;line-height:1.2;font-weight:700}
.kri-eyebrow span{display:block;width:52px;height:2px;background:var(--kri-red)}
.kri-title{margin:0;padding:0;color:#111;font-size:clamp(34px,4vw,50px);line-height:1.08;font-weight:700;letter-spacing:-.035em}
.kri-intro{max-width:780px;margin:17px auto 0;color:#4a4a4a;font-size:16px;line-height:1.62}
.kri-rule{display:flex;width:118px;height:4px;margin:20px auto 0;overflow:hidden}
.kri-rule i:nth-child(1){flex:1;background:#111}.kri-rule i:nth-child(2){flex:1;background:var(--kri-red)}.kri-rule i:nth-child(3){flex:1;background:var(--kri-yellow)}

.kri-accordion{display:flex;flex-direction:column;gap:15px;max-width:1040px;margin:0 auto}
.kri-item{margin:0;border:1px solid rgba(0,0,0,.08);border-radius:12px;background:#fff;overflow:hidden;box-shadow:0 9px 30px rgba(0,0,0,.055)}
.kri-item[open]{box-shadow:0 16px 42px rgba(0,0,0,.085)}
.kri-summary{position:relative;min-height:104px;display:flex;align-items:center;gap:18px;padding:20px 26px;cursor:pointer;list-style:none;user-select:none}
.kri-summary::-webkit-details-marker{display:none}
.kri-summary:before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;background:var(--kri-red)}
.kri-item--instr .kri-summary:before{background:var(--kri-yellow)}

.kri-icon{width:54px;height:54px;flex:0 0 54px;display:grid;place-items:center;border-radius:50%;color:var(--kri-red);background:rgba(212,0,0,.07)}
.kri-item--instr .kri-icon{color:#a98200;background:rgba(245,196,0,.14)}
.kri-icon svg{width:27px;height:27px}
.kri-summary-copy{min-width:0;flex:1;display:flex;flex-direction:column;gap:5px}
.kri-summary-copy strong{color:#111;font-size:20px;line-height:1.25;font-weight:700}
.kri-summary-copy small{color:#626262;font-size:14px;line-height:1.4;font-weight:400}
.kri-plus{width:34px;height:34px;flex:0 0 34px;position:relative;border:1.5px solid var(--kri-red);border-radius:50%}
.kri-item--instr .kri-plus{border-color:#ac8700}
.kri-plus i{position:absolute;left:50%;top:50%;width:13px;height:2px;background:var(--kri-red);transform:translate(-50%,-50%);transition:.18s}
.kri-item--instr .kri-plus i{background:#ac8700}
.kri-plus i:nth-child(2){transform:translate(-50%,-50%) rotate(90deg)}
.kri-item[open] .kri-plus i:nth-child(2){transform:translate(-50%,-50%);opacity:0}

.kri-content{border-top:1px solid rgba(0,0,0,.07);padding:32px 36px 38px 98px;color:#303030;font-size:15px;line-height:1.72}
.kri-content>*:first-child{margin-top:0}.kri-content>*:last-child{margin-bottom:0}
.kri-content p{margin:0 0 15px}
.kri-content h3{margin:32px 0 13px;padding:0 0 9px;color:#111;font-size:24px;line-height:1.25;font-weight:700;border-bottom:2px solid var(--kri-yellow)}
.kri-content h4{margin:22px 0 8px;color:var(--kri-red);font-size:17px;line-height:1.35;font-weight:700}
.kri-content ul{margin:8px 0 20px;padding:0;list-style:none}
.kri-content li{position:relative;margin:7px 0;padding-left:22px}
.kri-content li:before{content:"";position:absolute;left:2px;top:.75em;width:7px;height:7px;border-radius:50%;background:var(--kri-red);transform:translateY(-50%)}
.kri-item--instr .kri-content li:before{background:var(--kri-yellow)}
.kri-info-row{display:grid;grid-template-columns:180px 1fr;gap:18px;padding:13px 0;border-bottom:1px solid rgba(0,0,0,.07)}
.kri-info-row strong{color:#111}.kri-info-row span{color:#555}
.kri-cta{margin-top:34px;padding:20px 22px;border-radius:10px;background:#111;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:20px}
.kri-cta>div{display:flex;flex-direction:column;gap:4px}.kri-cta>div strong{font-size:16px}.kri-cta>div span{font-size:13px;color:#d7d7d7}
.kri-cta a{display:inline-flex;align-items:center;gap:12px;padding:13px 18px;border-radius:7px;background:var(--kri-yellow);color:#111!important;text-decoration:none!important;font-size:12px;font-weight:700;white-space:nowrap}

@media(max-width:760px){
  .kri-section{padding:52px 16px 58px}
  .kri-header{text-align:left;margin-bottom:26px}.kri-eyebrow{justify-content:flex-start;gap:11px}.kri-eyebrow span{width:34px}
  .kri-title{font-size:32px}.kri-intro{font-size:15px;margin-left:0}.kri-rule{margin-left:0}
  .kri-summary{min-height:94px;gap:13px;padding:16px 17px}.kri-icon{width:46px;height:46px;flex-basis:46px}.kri-icon svg{width:22px;height:22px}
  .kri-summary-copy strong{font-size:16px}.kri-summary-copy small{font-size:12px}.kri-plus{width:30px;height:30px;flex-basis:30px}
  .kri-content{padding:24px 18px 30px;font-size:14px;line-height:1.68}.kri-content h3{font-size:20px;margin-top:27px}.kri-content h4{font-size:16px}
  .kri-info-row{grid-template-columns:1fr;gap:3px}.kri-cta{align-items:flex-start;flex-direction:column}.kri-cta a{width:100%;justify-content:center}
}
@media(prefers-reduced-motion:reduce){.kri-plus i{transition:none}}